Quick verdict: DELL vs FI in 2026

In this dell vs fi stock comparison 2026, Fiserv (FI) holds a notable edge, leading on 7 of 11 comparable metrics, demonstrating stronger profitability and significantly more attractive valuation metrics. Dell Technologies (DELL) excels in revenue growth and its balance sheet strength, while FI stands out as the value and margin leader with substantial projected upside from analysts and discounted cash flow models. For investors evaluating Dell vs FI fundamentals and valuation, FI appears to be the analyst favorite with the most upside potential. Not investment advice.

DELL vs FI: key metrics side by side

Full side-by-side comparison of DELL and FI across valuation, profitability, growth and analyst sentiment. Data updated 2026-05-07.

DELL vs FI valuation comparison

When examining the DELL vs FI valuation, Fiserv (FI) presents a significantly more attractive profile. FI boasts a P/E ratio of just 9.39x, substantially lower than DELL’s 26.21x, indicating that investors are paying considerably less for each dollar of FI’s earnings. This suggests FI may be undervalued relative to its earnings power compared to DELL. Furthermore, FI’s P/B ratio stands at a healthy 1.15x, while DELL’s P/B is -62.99x, a characteristic often seen in companies with extensive share buyback programs or accumulated losses leading to negative book value, making direct P/B comparison less straightforward for DELL but highlighting FI’s conventional balance sheet strength.

The Discounted Cash Flow (DCF) analysis further reinforces FI’s valuation advantage, projecting a massive upside of +310.9% for Fiserv, whereas DELL’s DCF suggests a downside of -29.8%. This substantial difference implies that, according to DCF models, FI is trading far below its intrinsic value, making it appear much cheaper than DELL based on future cash flow potential. For investors prioritizing valuation metrics in their dell vs fi stock comparison 2026, Fiserv clearly emerges as the cheaper stock with considerable upside potential.

DELL vs FI growth comparison

In terms of top-line expansion, Dell Technologies (DELL) demonstrates superior momentum, reporting a revenue growth of +18.8% year-over-year. This significantly outpaces Fiserv (FI), which posted a revenue growth of +3.6% over the same period. This indicates DELL’s stronger ability to expand its market presence and generate increased sales in the current environment. DELL’s larger revenue base of $113.54B also suggests its growth is occurring on a much grander scale compared to FI’s $21.19B.

However, while DELL shows stronger revenue growth, it’s important to consider that FI’s business model, particularly its higher gross (60.77% vs 20.11%) and net margins (15.17% vs 5.23%), implies that its growth, though slower, is highly efficient and sustainable. Future growth estimates, as reflected in analyst price targets and DCF models, suggest FI has substantial forward potential that isn’t fully captured by historical revenue growth alone, with its DCF indicating a robust +310.9% upside. Therefore, for stronger current sales momentum, DELL leads, but for potential future value derived from efficient growth and attractive valuation, FI presents a compelling argument in this dell vs fi fundamentals and valuation analysis.

DELL vs FI profitability

Fiserv (FI) significantly outperforms Dell Technologies (DELL) in terms of profitability metrics. FI’s net margin stands at an impressive 15.17%, more than triple DELL’s 5.23%. This indicates that Fiserv is far more efficient at converting its revenue into actual profit, suggesting a stronger competitive advantage, superior cost management, or higher-margin services. Similarly, FI’s EBITDA margin of 36.36% dwarfs DELL’s 8.07%, further highlighting its operational efficiency and robust earnings before non-cash expenses.

Both companies have an N/A for Return on Equity (ROE), preventing a direct comparison on this specific metric. However, when it comes to generating cash, FI again demonstrates a clear lead with a Free Cash Flow (FCF) yield of 15.36%, nearly three times higher than DELL’s 5.31%. A higher FCF yield signals that FI generates more cash per share relative to its stock price, which can be used for debt reduction, investments, or shareholder returns. Therefore, when evaluating which generates more cash and is fundamentally more profitable, Fiserv holds a distinct advantage in this dell vs fi profitability comparison.

Analyst ratings: DELL vs FI

Analyst sentiment for both Dell Technologies (DELL) and Fiserv (FI) is broadly positive, with both stocks receiving a “Buy” consensus rating. DELL has a “Buy” rating from 60.5% of the 43 analysts covering it, while FI has a slightly higher “Buy” rating from 61.3% of its 31 analysts. These percentages suggest a similar level of confidence in the long-term prospects of both companies.

However, the outlook regarding price targets reveals a significant divergence. Analysts project a target price of $182.67 for DELL, which represents a downside of -23.5% from its current price of $238.72. In contrast, analysts forecast a target price of $99 for FI, implying a substantial upside of +55.2% from its current price of $63.8. This difference clearly indicates that, while both are rated ‘Buy,’ analysts see far more immediate appreciation potential in Fiserv than in Dell. The DCF models echo this, with FI showing a +310.9% upside versus DELL’s -29.8%. Therefore, for investors asking which do analysts prefer based on potential returns in 2026, Fiserv is the clear favorite.

Should I buy DELL or FI stock in 2026?

Deciding whether should I buy dell or fi stock in 2026 depends heavily on an investor’s specific objectives and risk tolerance. For growth-oriented investors primarily focused on top-line expansion, Dell Technologies might appear more attractive given its robust 18.8% year-over-year revenue growth, significantly outpacing Fiserv’s 3.6%. DELL operates in a dynamic sector with large-scale operations, as reflected by its $113.54B revenue. However, its lower profitability margins compared to FI suggest that this growth may come at a higher operational cost.

For value investors, Fiserv emerges as a compelling option. Its P/E ratio of 9.39x is considerably lower than DELL’s 26.21x, indicating that FI is trading at a much more favorable valuation relative to its earnings. Furthermore, the Discounted Cash Flow (DCF) model points to an impressive +310.9% upside for FI, suggesting it is significantly undervalued based on its future cash flow generation. Coupled with superior profitability metrics, including net margins of 15.17% and an FCF yield of 15.36%, FI offers a strong case for those seeking fundamentally strong companies trading at a discount.

Regarding income, neither stock is a significant dividend payer. DELL offers a minuscule dividend yield of 0.01%, while FI currently yields 0%. Therefore, for investors primarily seeking consistent income, both DELL and FI would be unsuitable choices. Ultimately, the decision of should I buy dell or fi stock 2026 boils down to a preference for aggressive revenue growth (DELL) versus compelling valuation, strong profitability, and significant analyst-backed upside potential (FI). This is not investment advice; always conduct your own thorough research.

More DELL and FI comparisons

DELL full stock analysis · FI full stock analysis · All stock comparisons

FAQ: DELL vs FI